Search Code: 1121
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💳 Exclusive Rewards
Apply for a Credit Card and earn ₹500 to ₹2,000 Cashback!
👇 There are many Credit Cards listed below. Please select the one you want to apply for.
*Cashback depends on the card type and will be credited after successful application completion.
SBI Flipkart Credit Card - Perfect for Everyday Online Shopping!
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SBI Flipkart Credit Card – Key Benefits & Details
Main Benefit: Get 5% Cashback on every Flipkart transaction!
Why Apply?
5% Cashback: On Flipkart, Shopsy, and Flipkart Travel.
7.5% Cashback: On Myntra transactions.
4% Cashback: On Zomato, Uber, Netmeds, and PVR.
1% Unlimited Cashback: On all other eligible retail spends.
Welcome Gift: Rs 250 Flipkart Gift Card and benefits worth Rs 1,000+ after paying the joining fee.
Fuel Surcharge Waiver: 1% waiver on transactions between Rs 500 - Rs 4,000.
Fees and Charges
Joining Fee: Rs 500 + GST
Annual Fee: Rs 500 + GST
Annual fee is waived on annual spends of more than Rs 3,50,000.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both Salaried and Self-employed individuals.
Minimum Income: Rs 30,000 Monthly.
Credit Score: 720+ (New to Credit: Not Allowed).
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application. VKYC done over 50km from your Aadhaar address will result in application rejection.
Axis Flipkart Credit Card - Enjoy accelerated cashback across all your favourite categories!
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Axis Flipkart Credit Card – Key Benefits & Details
Main Benefit: Get 5% Unlimited Cashback on Flipkart and more!
Why Apply?
7.5% Cashback on every transaction on Myntra (Save up to Rs 4,000 per quarter).
5% Cashback on every Flipkart order (excluding Flipkart Health+).
5% Cashback on Cleartrip bookings.
4% Unlimited Cashback on Swiggy, PVR, Uber, and Cult.fit.
1% Unlimited Cashback on all other eligible spends.
Welcome Benefit: Flipkart and BookMyShow vouchers worth Rs 250 each on first transaction.
Fuel Surcharge Waiver: 1% off between Rs 400 to Rs 4,000 transactions.
Special Offer: Up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases (Valid till 31st March 2026).
Fees and List of Charges
Joining Fees: First Year Free.
Annual Fees: Rs 500 + GST (From second year onwards).
The annual fee is waived if you spend Rs 3,50,000 or more in the previous year.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both Salaried and Self-employed individuals.
Minimum Monthly Income: Rs 25,000.
Self Employed: ITR > Rs 3,50,000 per annum.
Credit Score: 720+.
New to Credit: Not Allowed.
Documents Needed
ID Proof: PAN Card / Form 60 / Passport.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements, salary slips, or ITR Return.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC done over 50km from your Aadhaar address will result in application rejection.
Ensure that your residence is selected as the mailing address if the distance between residence and office is 150 km or more.
BOBCARD Eterna Credit Card - travel & lounge benefits, low forex markup!
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BOBCARD Eterna Credit Card – Travel & Lifestyle Benefits
Main Benefit: Premium lifestyle card with unlimited domestic lounge access and high rewards.
Why Apply?
Lifetime Free Credit Card with No Joining or Renewal fees (For a limited time).
Up to 15 Reward points per Rs 100 spent on dining, travel, online shopping, and international spends.
Unlimited Complimentary Domestic Airport lounge access (subject to spend criteria).
Buy 1 Get 1 free movie ticket every month via BookMyShow app.
Low 2% forex markup fee for international transactions.
Bonus Rewards: 10,000 points on spending Rs 50,000 within 60 days and 20,000 points on annual spends of Rs 5 Lakh.
Welcome Gift: Complimentary FitPass Pro membership worth Rs 15,000.
Fees and List of Charges
Lifetime FREE Credit Card (Offer valid till 31 Mar 2026).
Joining Fee: Nil.
Annual Fee: Nil.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Minimum Income: Rs 12,00,000 per annum.
Credit Score: 650+.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or Salary slips.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC done over 50km from your Aadhaar/communication address will result in application rejection.
SBI Cashback Credit Card - Welcome to the World of Amazing Cashback!
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SBI Cashback Credit Card – Maximum Cashback on All Spends
Main Benefit: Earn 5% Cashback on every eligible online transaction across all websites and apps!
Why Apply?
5% Cashback on every eligible online transaction (No merchant restrictions).
1% Cashback on everyday offline purchases (eligible categories).
Total cashback capped at Rs 5,000 per statement cycle (Save up to Rs 60,000 per year).
Fuel Surcharge Waiver: 1% waiver on transactions between Rs 500 – Rs 3,000.
Automatic Credit: Cashback is auto-credited to your SBI Card account within 2 working days of statement generation.
Fees and List of Charges
Joining Fee: Rs 999 + GST.
Annual Fee: Rs 999 + GST (From second year onwards).
Annual fee is waived if you spend Rs 2,00,000 or more in the previous year.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Minimum Income: Rs 30,000.
Credit Score: 650+ with no delayed payments in the past 12 months.
New to Credit: Allowed only for salaried applicants.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC done over 50km from your Aadhaar/communication address will result in application rejection.
SBI Simply Click Credit Card - An entry level credit card designed for internet purchases!
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SBI Simply Click Credit Card – Online Shopping Benefits
Main Benefit: Earn reward points on all your online purchases and enjoy exciting partner offers!
Why Apply?
Partner Brands: 10X Reward Points (2.5% back) at Amazon, BookMyShow, Cleartrip, Apollo24x7, Yatra, Netmeds, EazyDiner, and Swiggy.
Other Online Spends: 5X Reward Points (1.25% back).
Offline Spends: 1 Reward Point per Rs 100 spent (0.25% back).
Welcome Benefit: Rs 500 Amazon voucher on payment of joining fee.
Milestone Rewards: Rs 2,000 Cleartrip/Yatra voucher on annual online spend of Rs 1 Lakh + another Rs 2,000 voucher at Rs 2 Lakh (Total Rs 4,000 per year).
Fuel Waiver: 1% surcharge refund on Rs 500 - Rs 3,000 transactions (capped at Rs 100 per month).
Fees and List of Charges
Joining Fee: Rs 499 + GST.
Annual Fee: Rs 499 + GST.
Annual fee is waived if you spend Rs 1,00,000 or more in the previous year.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Minimum Income: Rs 20,000 Monthly.
Credit Score: 700+.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application. VKYC done over 50km from your Aadhaar address will result in application rejection.
Axis Neo Rupay Credit Card - Best Card for Daily Lifestyle Expenses!
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Axis Neo RuPay Credit Card – Best for Lifestyle & Shopping
Main Benefit: Lifetime Free Card with exclusive discounts on Blinkit, Zomato, and Myntra!
Why Apply?
Lifetime Free: No Joining or Annual fees.
Apple Offer: Up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases (Valid till 31st March 2026).
Blinkit: 10% off (up to Rs 250 per month).
BookMyShow: 10% off on movie tickets (up to Rs 100 per month).
Myntra: Rs 150 off on spends above Rs 999.
Zomato: Rs 120 off on food delivery twice per month on orders above Rs 499.
Utility Bills: 100% Cashback up to Rs 300 on first utility bill payment within first 30 days.
Recharges: 5% off on Mobile/DTH/Broadband via Paytm (once a month on min. transaction of Rs 299).
Wednesday Delights: 15% off on flights/hotels via MakeMyTrip, 10% off on Swiggy, and up to Rs 1,000 off on Tira.
Fees and List of Charges
Joining Fee: NIL.
Annual Fee: NIL.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Salaried or Self-employed.
Salaried Income: Rs 25,000 per month.
Self Employed: ITR > Rs 3,60,000 per annum.
Credit Score: 736+.
New to Credit: Not Allowed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC done over 50km from your Aadhaar address will result in application rejection.
Mailing Address: Ensure residence is selected as mailing address if distance between residence and office is 150 km or more.
Indusind Tiger Credit Card - LIFETIME FREE | No Joining or Annual Fees
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IndusInd Tiger Credit Card – Lifetime Free Benefits
Main Benefit: No Joining or Annual Fees. Earn up to 6 Reward points per Rs 100 spent!
Why Apply?
Earn up to 3 Reward Points for every Rs 100 spent (2 points on weekdays and 3 points on weekends).
2 Complimentary Domestic Lounge Access per quarter.
2 International Lounge Access per year via Priority Pass.
One complimentary movie ticket up to Rs 500 on BookMyShow every 6 months.
1 Complimentary Golf Game or Lesson per Quarter.
Lower Forex markup of 1.5% on all your International Spends.
Fees and List of Charges
Lifetime Free Card.
Joining Fee: Nil.
Annual Fee: Nil.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Salaried Income: Rs 35,000 per month.
Self Employed: Rs 4,20,000 per annum.
Credit Score: 700+.
New to Credit: Not Allowed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or Salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC done over 50km from your Aadhaar/communication address will result in application rejection.
Axis Rewards Visa Credit Card - versatile rewards card that earns points on apparel and departmental stores!
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Axis Rewards Visa Credit Card – Versatile Rewards & Benefits
Main Benefit: Earn 10X EDGE Reward Points on Apparel and Departmental stores!
Why Apply?
Apple Offer: Up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases (Valid till 31st March 2026).
High Rewards: 10X EDGE Reward Points for every Rs 125 spent on apparel and departmental stores.
Regular Rewards: Unlimited 2 EDGE Reward Points per Rs 125 spent across all other categories.
Lounge Access: 2 Complimentary domestic airport lounge access per quarter (on spending Rs 50,000 in previous 3 months).
Swiggy Offer: Rs 150 off on food delivery via Swiggy twice per month on orders above Rs 500.
Welcome Benefit: 5,000 EDGE Reward Points on spending Rs 1,000 or more within 30 days of card issuance.
Milestone Benefit: 1,500 EDGE Reward Points on net purchases of Rs 30,000 per statement cycle.
Dining: Exclusive savings and dining privileges at partner restaurants through Axis Bank Dining Delights.
Fees and List of Charges
Joining Fee: Rs 1,000 + GST.
Annual Fee: Rs 1,000 + GST.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Salaried or Self-Employed.
Salaried Income: Rs 25,000 per month.
Self Employed: ITR > Rs 3,60,000 per annum.
Credit Score: 736+.
New to Credit: Not Allowed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or Salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC done over 50km from your Aadhaar/communication address will result in application rejection.
Mailing Address: Ensure residence is selected as mailing address if the distance between residence and office is 150 km or more.
Axis MyZone Rupay Credit Card - Entry level card offering benefits across Shopping, Dining and Entertainment!
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Axis MyZone RuPay Credit Card – Entertainment & Lifestyle Benefits
Main Benefit: Get Buy 1 Get 1 Free movie tickets and a complimentary SonyLiv Premium subscription!
Why Apply?
Lifetime Free: No Joining or Annual fees.
Movie Offer: Buy 1 Get 1 Free on movie tickets via the PayTM app (Max discount Rs 200 per month).
Swiggy Offer: Flat Rs 120 off on food orders twice a month (Min. spend Rs 500 per order).
SonyLiv Premium: Annual subscription worth Rs 1,499 on your first transaction within 30 days of card issuance.
Lounge Access: 1 Complimentary domestic lounge access per calendar quarter (on spend of Rs 50,000 in previous 3 months).
Reward Points: 4 EDGE Reward Points on every spend of Rs 200 (Excluding certain categories).
EazyDiner: 15% discount up to Rs 500 on a minimum order of Rs 2,500 once a month.
Fuel Surcharge: 1% waiver on transactions between Rs 400 and Rs 4,000.
Apple Offer: Up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases (Valid till 31st March 2026).
Fees and List of Charges
Joining Fee: Nil.
Annual Fee: Nil.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Salaried or Self-Employed.
Salaried Income: Rs 25,000 per month.
Self Employed: ITR > Rs 3,60,000 per annum.
Credit Score: 736+.
New to Credit: Not Allowed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or Salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC done over 50km from your Aadhaar address will result in application rejection.
Mailing Address: Ensure residence is selected as mailing address if distance between residence and office is 150 km or more.
Axis Privilege Amex Credit Card - Packed with a host of attractive benefits!
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Axis Privilege Amex Credit Card – Premium Lifestyle & Travel
Main Benefit: Enjoy free lounge access, savings on food delivery, and exclusive hotel and dining perks!
Why Apply?
Apple Offer: Up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases (Valid till 31st March 2026).
Lounge Access: 8 free visits per year (2 per quarter) to domestic airport lounges (on spend of Rs 50,000 in previous 3 months).
Movie Benefit: 1 complimentary movie ticket per month (up to Rs 250) via TicketNew App using promo code AXISPRIVILEGE.
Dining Delights: Up to Rs 800 off and 25% extra discount at top restaurants via EazyDiner.
Exclusive Discounts: Unlock special Saturday-only discounts on Zomato, Blinkit, Swiggy, Instamart, and Yatra.
Milestone Reward: Spend Rs 2.5 Lakhs in a card anniversary year to unlock 15,000 EDGE Points (valued at Rs 3,000).
Reward Points: Earn 10 EDGE Points for every Rs 200 spent on regular purchases.
Fuel Surcharge: 1% waiver (up to Rs 400 monthly) on fuel transactions between Rs 400 and Rs 4,000.
Fees and List of Charges
Joining Fee: Rs 1,500 + GST.
Annual Fee: Rs 1,500 + GST.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Salaried or Self-Employed.
Salaried Income: Rs 50,000 per month.
Self Employed: ITR > Rs 6 Lakhs per annum.
Credit Score: 736+.
New to Credit: Not Allowed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or Salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC done over 50km from your Aadhaar address will result in application rejection.
Mailing Address: Residence must be selected as mailing address if the distance between residence and office is 150 km or more.
Axis Privilege Credit Card - A premium card that gives Exclusive Shopping and Travel benefits!
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Axis Privilege Credit Card – Premium Travel & Rewards
Main Benefit: High reward points on milestones, lounge access, and exclusive dining privileges!
Why Apply?
Apple Offer: Up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases (Valid till 31st March 2026).
Welcome Rewards: Get 12,500 Edge Reward Points (worth Rs 2,500) on spending Rs 2.5 Lakh within your card anniversary year.
Lounge Access: Two complimentary domestic lounge access per quarter (eight annually) with a Rs 50,000 spend in the past three months.
Wednesday Offers: Exclusive 15% off on flights and hotels (Goibibo, MMT) and 10% off on Swiggy, Amazon Fresh, and Tira (up to Rs 1,000).
Movie Benefit: Buy 1 Get 1 offer on movie tickets via the TicketNew app (up to Rs 250 off, once per month).
Milestone & Fee Waiver: Get 10,000 Edge Reward Points (worth Rs 2,000) on spending Rs 2.5 Lakh annually, and enjoy an annual fee waiver on spending Rs 5 Lakh.
Dining: 25% off up to Rs 800 and additional benefits via Axis Bank Dining Delights with EazyDiner.
Fuel Surcharge: 1% waiver on transactions between Rs 400 and Rs 4,000 (Savings up to Rs 400 per statement cycle).
Fees and List of Charges
Joining Fee: Rs 1,500 + GST.
Annual Fee: Rs 1,500 + GST.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Salaried or Self-Employed.
Salaried Income: Rs 50,000 per month.
Self Employed: ITR > Rs 6 Lakhs per annum.
Credit Score: 736+.
New to Credit: Not Allowed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or Salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC done over 50km from your Aadhaar address will result in application rejection.
Mailing Address: Residence must be selected as mailing address if the distance between residence and office is 150 km or more.
Save while you Travel and make your journeys much more rewarding!
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HDFC IRCTC Credit Card – Travel & Train Booking Benefits
Main Benefit: Best for frequent train travelers with reward points on IRCTC bookings and lounge access!
Why Apply?
5 Reward Points for every Rs 100 spent on IRCTC ticketing website and Rail Connect App.
1 Reward Point for every Rs 100 spent on all other categories.
8 Complimentary access to select IRCTC Executive Lounges every year (2 per quarter).
Welcome Gift: Voucher worth Rs 500 on card activation.
SmartBuy Offer: Enjoy an additional 5% cashback on booking IRCTC train tickets using HDFC Bank SmartBuy.
Transaction Waiver: 1% transaction charges waiver on IRCTC website and Rail Connect App (Max Rs 1,000 per statement cycle).
Fees and List of Charges
Joining Fee: Rs 500 + Applicable Taxes.
Annual Fee: Rs 500 + Applicable Taxes.
Renewal Fee Waiver: Spend Rs 1,50,000 or more in a year before your renewal date to get the fee waived.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Salaried Income: Rs 25,000 per month.
Self Employed: ITR > Rs 6 Lakhs per annum.
Credit Score: 750+.
New to Credit: Allowed for both salaried and self-employed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or Salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC done over 50km from your Aadhaar address will result in application rejection.
Exclusion: No profit is applicable for employees of HDFC, HDB, CHBL, & CSC Main or Group of Companies.
Built for Online Shoppers, Foodies and Frequent Flyers!
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HDFC Millennia Credit Card – Built for Online Shoppers & Foodies
Main Benefit: Get 5% Cashback on top online brands like Amazon, Flipkart, Swiggy, and Zomato!
Why Apply?
5% Cashback: On non-EMI spends at Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra, Sony LIV, Tata CLiQ, BookMyShow, and Cult.fit (Capped at Rs 1,000 per billing cycle).
1% Cashback: On all other spends excluding Fuel, EMI, Wallet, and Govt transactions (Capped at Rs 1,000 per billing cycle).
Swiggy Dineout: 10% additional discount using coupon code HDFCCARDS.
Quarterly Benefit: Rs 1,000 worth gift vouchers on spends of Rs 1,00,000 and above in each calendar quarter.
Fuel Surcharge Waiver: 1% waiver on transactions between Rs 400 - Rs 5,000 (Max waiver Rs 250 per statement cycle).
Interest-Free Period: Up to 50 days of interest-free period on your card.
Fees and List of Charges
Joining Fee: Rs 1,000 + GST.
Annual Fee: Rs 1,000 + GST.
Fee Waiver: Annual fee is waived if you spend Rs 1,00,000 or more in a year before your renewal date.
Eligibility Criteria
Age: 21 to 40 years.
Employment: Both salaried and self-employed individuals.
Salaried Income: Rs 35,000 per month.
Self Employed: ITR > Rs 6 Lakhs per annum.
Credit Score: 700+.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or Salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar/communication address.
Exclusion: No profit for employees of HDFC, HDB, CHBL, & CSC Main or Group of Companies.
With this card, you can earn up to 5% cashback* on different brands, flexible billing, and seamless control via PayZapp
Click on the Learn More button for better information and details.
HDFC Pixel Play Credit Card – India's First Customizable Digital Card
Main Benefit: Level up your spending with customizable cashback on your favorite brands!
Why Apply?
Lifetime Free Card: No Joining or Annual Fees (Exclusive limited period offer).
Customized Cashback: 5% Cashback on your choice of any 2 Brand Packs (Dining & Entertainment, Travel, Grocery, Electronics, or Fashion).
E-commerce Choice: 3% Cashback on your choice of any one e-commerce platform (Amazon, Flipkart, or PayZapp).
Unlimited Rewards: 1% unlimited Cashback on all other spends (excluding fuel, rent, EMI, and wallet loading).
SmartBuy Offer: 5% Cashback on SmartBuy for flights, hotels, and more (Capped at 500 points).
UPI Rewards: 1% Cashback on UPI spends (Applicable for Pixel RuPay Card holders).
Dining Discount: Up to 25% off on restaurant bills via Swiggy Dineout.
Fuel Surcharge Waiver: 1% waiver on transactions between Rs 400 to Rs 5,000.
Fees and List of Charges
Joining Fee: Nil.
Annual Fee: Nil.
Lifetime FREE Credit Card offer.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Salaried Income: Rs 25,000 per month.
Self Employed: Rs 50,000 per month.
Credit Score: 750+.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or Salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar address.
Exclusion: No profit for employees of HDFC, HDB, CHBL, & CSC Main or Group of Companies.
With this card, you can earn up to 5% cashback* on different brands, flexible billing, and seamless control via PayZapp
Click on the Learn More button for better information and details.
HDFC Pixel Go Credit Card – Digital Credit Card for Smart Spenders
Main Benefit: Level up your spending with a digital-first credit card and earn cashback on every transaction!
Why Apply?
Lifetime Free Card: No Joining or Annual Fees (Exclusive limited period offer).
Cashback: Earn 1% cashback on all eligible transactions.
SmartBuy Offer: 5% Cashback on SmartBuy for flights, hotels, and more (Capped at 500 points monthly).
UPI Rewards: 1% Cashback on UPI spends (Capped at 500 points monthly; applicable for PIXEL RuPay Credit Card holders).
Dining Discount: Up to 25% off on restaurant bills via Swiggy Dineout (Capped at Rs 300 per month).
Fuel Surcharge Waiver: 1% waiver on transactions between Rs 400 to Rs 5,000 (Max waiver Rs 250 per statement cycle).
Fees and List of Charges
Joining Fee: Nil.
Annual Fee: Nil.
Lifetime FREE Credit Card offer.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Salaried Income: Rs 20,000 per month.
Self Employed: Rs 50,000 per month.
Credit Score: 750+.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or Salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar address.
Exclusion: No profit for employees of HDFC, HDB, CHBL, & CSC Main or Group of Companies.
Save on Everyday Grocery Spends with RBL Bank Shoprite Credit Card
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RBL Bank Shoprite Credit Card – Save on Everyday Grocery & Spends
Main Benefit: Earn high reward points on grocery shopping and enjoy discounts on top merchant sites!
Why Apply?
Zero Joining Fee: No initial cost to get the card.
Grocery Rewards: Earn 20 reward points for every Rs 100 spent on Grocery shopping (1 RP = Rs 0.25).
Merchant Discounts: Amazing discounts on websites like Tata Cliq, Zomato, Swiggy, Zepto, and more.
Regular Rewards: Earn 1 reward point for every Rs 100 spent on other purchases.
Movie Offer: Get 10% discount (Up to Rs 100) on movie tickets on BookMyShow (15 times a calendar year).
Fuel Surcharge Waiver: Applicable at all fuel stations for transactions between Rs 500 and Rs 4,000 (Max monthly waiver Rs 100).
Fees and List of Charges
Joining Fee: Nil.
Annual Fee: Nil (Spend-based waiver available from next year onwards).
Note: A fee of Rs 99 + GST is charged for redeeming reward points.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both Salaried and Self-Employed individuals are eligible.
Salaried Income: Minimum monthly income of Rs 15,000.
Self-Employed: Minimum income as filed in ITR Rs 2.5 Lakh per annum.
Credit Score: Minimum score of 720+.
New to Credit: Not Allowed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar Authentication is required at the time of KYC.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 is required within 30 days to activate the card.
Note: Please use Aadhaar linked mobile number to fill the application.
Exclusion: If you are already using any RBL Credit Card, you are not eligible for Profit/Rewards on this application.
Enjoy a Rs 500 welcome voucher on spending Rs 5,000
Click on the Learn More button for better information and details.
IDFC FIRST Credit Card – Lifetime Free with Never Expiring Rewards
Main Benefit: Enjoy a Lifetime Free card with reward points that never expire and railway lounge access!
Why Apply?
Lifetime Free Cards: No joining fee and no annual fee forever.
Never Expiring Rewards: Your earned reward points stay with you always.
Railway Lounge: Access to railway lounge facilities.
Welcome Offer: Rs 500 welcome voucher on spending Rs 5,000+ within the first 30 days.
EMI Cashback: 5% cashback (up to Rs 1,000) on your first EMI transaction within 30 days.
Roadside Assistance: Complimentary Roadside Assistance up to 4 instances per year (valued at Rs 1,399).
Lounge Access: Domestic airport lounge access with FIRST Select card; both domestic and international access with FIRST Wealth card.
Apple Offer: Up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases above Rs 12,900.
Fees and List of Charges
Joining Fee: Nil.
Annual Fee: Nil.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Salaried Income: Rs 25,000 per month.
Self Employed: Rs 3,00,000 per annum.
Credit Score: 710+.
New to Credit: Not Allowed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar address.
Profit Note: Profit on IDFC Bank App applications or referral earnings is not applicable.
Up to 10% Savings (as Neu Coins) on Tata brands like BigBasket, 1mg, Croma, TataCliQ, etc. via TataNeu app
Click on the Learn More button for better information and details.
Tata Neu HDFC Bank Credit Card – Savings on Tata Brands & UPI
Main Benefit: Get up to 10% savings as NeuCoins on Tata brands and earn rewards on UPI spends!
Why Apply?
Zero Joining Fee: No initial cost to get the card.
Tata Brand Savings: Up to 10% savings as NeuCoins on BigBasket, Air India Express, Tata 1mg, Croma, Tata CLiQ, Westside, Titan, Tanishq, etc. (via Tata Neu app/website).
NeuCoins on UPI: Up to 1.5% back as NeuCoins on UPI spends (including partner Tata brands).
Other Spends: Up to 1.5% back as NeuCoins on non-Tata brand spends and merchant EMI spends.
Airport Lounge Access: Up to 12 free airport lounge visits per annum (8 Domestic + 4 International) on NeuCard Infinity; 4 Domestic visits on NeuCard Plus.
Fuel Surcharge Waiver: 1% waiver at all fuel stations across India on transactions between Rs 400 - Rs 5,000.
Fees and List of Charges
Joining Fee: Nil.
Annual Fee (Neu Infinity): Rs 1,499 + GST (Waived on spends of Rs 3 Lakh in the preceding year).
Annual Fee (Neu Plus): Rs 499 + GST (Waived on spends of Rs 1 Lakh in the preceding year).
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Salaried Income: Rs 25,000 per month (Neu Plus) / Rs 1,00,000 per month (Neu Infinity).
Self Employed: ITR Rs 6 Lakh per annum (Neu Plus) / Rs 12 Lakh per annum (Neu Infinity).
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or Salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar address.
Note: Profit on Tata Neu App applications or referral earnings is not applicable.
IDFC FIRST WOW Credit Card - a Lifetime free credit card, Never expiring rewards!
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IDFC FIRST WOW Credit Card – Lifetime Free & Guaranteed Approval
Main Benefit: A secured credit card backed by Fixed Deposit with guaranteed approval and no income proof required!
Why Apply?
Guaranteed Approval: No Credit History or Income Proof required.
FD Benefits: Get up to 7.5% interest on your Fixed Deposit while using the card.
Never Expiring Rewards: Your reward points never expire.
Interest-Free Cash: Withdraw cash from ATMs with 0% interest for up to 48 days.
Zero Forex Fee: No conversion charges on international transactions.
Dining Discounts: Up to 20% discount at 1500+ restaurants.
Movie Offer: 50% off on BookMyShow movie tickets.
Insurance Cover: Personal Accident cover of up to Rs 2,00,000.
Fuel Waiver: 1% fuel surcharge waiver (up to Rs 200/month).
Partner Discounts
Flipkart: 10% Instant discount.
Myntra, AJIO, Tata CLiQ, 1MG: 10% Instant discount.
Zomato & Beauty Brands: 15% Instant discount on Tata CLiQ Palette, Sugar Cosmetics, and Zomato.
Travel: 10-20% Instant discounts on Yatra, Adani One, MMT, and Goibibo.
Fees and List of Charges
Joining Fee: Nil.
Annual Fee: Nil.
Lifetime Free Card.
Eligibility Criteria
Age (Salaried): 21 to 60 years.
Age (Self-employed): 25 to 60 years.
Requirement: Secured against a Fixed Deposit.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 is required within 30 days to activate the card.
Note: If you are already using any IDFC Credit Card, you are not eligible for Profit on this application.
Profit Note: Profit on App orders or referral earnings is not applicable.
HDFC Shoppers Stop Credit Card
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HDFC Shoppers Stop Credit Card – Shopping & Lifestyle Benefits
Main Benefit: Earn Shoppers Stop First Citizen points on every purchase and enjoy exclusive shopping vouchers!
Why Apply?
Shoppers Stop Spends: Earn 3% Reward points on every Shoppers Stop purchase (Monthly capping of Rs 500).
Other Spends: Earn 1% Reward points on all non-Shoppers Stop spends (Monthly capping of Rs 1000).
Welcome Benefit: Shoppers Stop voucher worth Rs 500 on card activation.
Membership: Complimentary Shoppers Stop Silver Edge membership worth Rs 350.
Fuel Waiver: 1% fuel surcharge waiver of up to Rs 250 per statement cycle.
Fees and List of Charges
Joining Fee: Rs 299 + GST.
Annual Fee: Rs 299 + GST.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Salaried Income: Rs 20,000 per month.
Self Employed: ITR > Rs 6 Lakhs per annum.
Credit Score: 700+.
New to Credit: Allowed for both salaried and self-employed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or Salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar/communication address.
Exclusion: No profit for employees of HDFC, HDB, CHBL, & CSC Main or Group of Companies.
SBI BPCL Credit Card - Best Card for fuel!
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SBI BPCL Credit Card – Best for Fuel Savings & Rewards
Main Benefit: Save big on fuel with up to 4.25% value back and enjoy exciting rewards on daily spends!
Why Apply?
Fuel Savings: 13 Reward Points per Rs 100 on BPCL fuel spends (approx 3.25% back) + 1% fuel surcharge waiver = Total 4.25% savings.
Daily Spends: 5 Reward Points per Rs 100 on Dining, Groceries, Movies, and Departmental Stores (approx 1.25% back).
Other Spends: 1 Reward Point per Rs 100 on other retail categories.
Welcome Gift: 2,000 Reward Points on joining (worth Rs 500).
Fuel Surcharge Waiver: 1% waiver on transactions up to Rs 4,000 (Capped at Rs 100 per month).
Instant Redemption: Redeem your points instantly at BPCL outlets for free fuel.
Fees and List of Charges
Joining Fee: Rs 499 + GST (Welcome benefit of Rs 500 covers the joining fee).
Annual Fee: Rs 499 + GST (From second year onwards).
Renewal Fee Waiver: Annual fee is waived if annual spends are Rs 50,000 or more in the previous year.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Minimum Income: Rs 30,000 per month.
Credit Score: 650+ with no delayed payments in the past 12 months.
New to Credit: Allowed only for Salaried applicants.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar/communication address.
Exclusion: If you currently hold or have ever held an SBI Credit Card, you are not eligible for Profit.
SBI Miles Credit Card - Get 1,500 Travel Credits as Welcome Gift!
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SBI Miles Credit Card – Best for Travel Rewards & Lounge Access
Main Benefit: Earn Travel Credits on every spend and enjoy global airport lounge access!
Why Apply?
Travel Credits: 2 Travel Credits per Rs 200 on travel spends (approx 1% value).
Other Spends: 1 Travel Credit per Rs 200 on all other spends (approx 0.5% value).
Best Use Case: Convert credits to airline or hotel points at Rs 1 per credit to unlock maximum value.
Welcome Gift: 1,500 Travel Credits on spending Rs 30,000 within 60 days of card issuance (worth Rs 1,500).
Milestone Reward: 5,000 bonus Travel Credits on Rs 5 Lakh annual spend (worth Rs 5,000 extra).
Domestic Lounge Access: 4 complimentary visits every year (max 2 per quarter) + 1 extra visit per Rs 1 Lakh annual spend.
Priority Pass: Free membership for the first 2 years to access 1,000+ global lounges (visits are chargeable).
Fees and List of Charges
Annual Fee: Rs 1,499 + GST (The Welcome Benefit covers this cost).
Renewal Fee: Rs 1,499 + GST (From second year onwards).
Fee Waiver: Renewal fee is waived if your annual spends are Rs 6,00,000 or more in the previous year.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Minimum Income: Rs 60,000 per month (Salaried) or Rs 7,20,000 per annum (Self-Employed).
Credit Score: 750+ with no delayed payments in the past 12 months.
New to Credit: Not Allowed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar/communication address.
Exclusion: If you currently hold or have ever held an SBI Credit Card, you are not eligible for Profit.
AU Altura Credit Card- Earn reward points every time you spend
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AU Altura Credit Card – Cashback & Railway Lounge Benefits
Main Benefit: Get 5% Cashback on retail spends and enjoy complimentary railway lounge access!
Features of the Card
5% Cashback: On minimum Rs 2,500 retail spends done within first 60 days of card setup.
Grocery & Utility: 2% Cashback on retail spends done at Grocery stores, Departmental stores, and Utility bill payments (Max Rs 50 per cycle).
Other Spends: 1% Cashback on all other retail spends (Max Rs 50 per cycle).
Bonus Cashback: Get additional Rs 50 cashback on completing a minimum of Rs 10,000 retail spends in every statement cycle.
Railway Lounge: 2 complimentary lounge access per calendar quarter at railway stations in New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, and Agra.
Fuel Waiver: 1% Fuel Surcharge Waiver for transactions between Rs 400 and Rs 5,000.
EMI Option: Convert transactions of Rs 2,000 or more into easy EMI options.
Partner Discounts
Flipkart: 10% Instant Discount up to Rs 1,000 per month on orders above Rs 10,000.
Myntra: Additional 10% OFF up to Rs 1,000.
Swiggy Instamart: 10% off (Up to Rs 100 per month) on orders above Rs 500.
Tata CLiQ: 15% instant discount up to Rs 300 per month on orders above Rs 500.
Blinkit: Flat Rs 100 off on Groceries on orders above Rs 1,000.
Fees and List of Charges
Joining Fee: Rs 199 + taxes (Waived if you spend Rs 10,000 within first 90 days).
Annual Fee: Rs 199 + taxes (Waived if you spend Rs 40,000 within the first anniversary year).
Eligibility Criteria
Age: 21 to 60 years.
Employment: Salaried or Self-Employed.
Income: Rs 25,000 per month.
Card-to-Card: Must have an existing card (6 months old) with a minimum limit of Rs 30,000.
Credit Score: 700+ with no delayed payments in the last 12 months.
Documents Needed
Valid PAN Card.
Aadhaar Card (linked to mobile for E-KYC).
Address Proof.
Income Proof (if opted for income surrogate).
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 is required within 30 days to activate the card.
Note: Existing AU Bank customers (Savings/Current Account/Credit Card/Loans/FD) are not eligible for Profit.
Scapia Co-Branded Credit Card – Best Travel Card in India!
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Scapia Co-Branded Credit Card – Best for International Travel
Main Benefit: Zero Forex markup and unlimited domestic lounge access with no joining or annual fees!
Why Apply?
No Joining or Annual Fees: Completely free card for life.
Zero Forex Markup: Enjoy international transactions without any additional foreign currency exchange fees.
Unlimited Lounge Access: Unlock unlimited domestic lounge access, complimentary dining, shopping, or spa by spending Rs 20,000 on the card every month.
Travel Rewards: Earn 20 Scapia Coins per Rs 100 on travel bookings (flights & hotels) via the Scapia app.
Regular Rewards: Earn 10 Scapia Coins per Rs 100 on most online and offline spends.
Easy Redemption: Scapia Coins can be redeemed on the Scapia App for any travel (Flight/Stays/Train/Bus) bookings (5 Scapia Coins = Re 1).
Fees and List of Charges
Joining Fees: Nil.
Annual Fees: Nil.
Eligibility Criteria
Age: 23 to 40 years.
Employment: Both salaried and self-employed individuals.
Salaried Income: Rs 30,000 per month.
Self Employed: Rs 4,00,000 per annum.
Credit Score: 730+.
New to Credit: Not Allowed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or Salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar address.
Issuance: This card is issued by Bank of Baroda and Federal Bank. All card issuance is subject to respective bank policies.
Exclusion: If you currently hold or have ever held a Scapia Credit Card, you are not eligible for Profit.
AU Altura Plus Credit Card - Enjoy the limitless spending and wide variety of benefits!
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AU Altura Plus Credit Card – Milestone Gains & Reward Points
Main Benefit: Earn generous rewards on online spends and enjoy exclusive merchant discounts!
Features of the Card
1.5% Cashback: On all POS retail spends done at merchant outlets (Maximum cashback per cycle is Rs 100).
Online Rewards: 2X Reward Points (2 Reward Points per Rs 100 retail spends) for all your online transactions.
Welcome Benefit: Get vouchers worth Rs 500 on minimum Rs 10,000 retail spends within 60 days of card setup.
Bonus Rewards: Get 500 Bonus Reward Points (worth Rs 125) on retail spends of Rs 20,000 or more in a calendar month.
Railway Lounge: 2 complimentary lounge access per calendar quarter at railway stations in New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, and Agra.
Fuel Waiver: 1% Fuel Surcharge Waiver for transactions between Rs 400 and Rs 5,000.
EMI Option: Convert transactions of Rs 2,000 or more into easy EMI options.
Partner Discounts
Croma: 5% Instant Discount (min spend Rs 15,000).
EasyDiner: 15% Off (min spend Rs 2,500).
Tata CLiQ: 15% Off (min spend Rs 500).
Cleartrip: 15% Off on Domestic Flights & 10% OFF International Flights.
Movies: 20% Off on Movie Tickets (min spend Rs 500).
Fees and List of Charges
Joining Fees: Rs 499 + taxes (Waived if you spend Rs 20,000 within first 90 days).
Annual Fees: Rs 499 + taxes (Waived if you spend Rs 80,000 within the first anniversary year).
Eligibility Criteria
Age: 21 to 60 years.
Employment: Salaried or Self-Employed.
Income: Rs 25,000 per month.
Card-to-Card: Must have an existing card (6 months old) with a minimum limit of Rs 30,000.
Credit Score: 700+ with no delayed payments in the last 12 months.
Documents Needed
Valid PAN Card.
Aadhaar Card (linked to mobile for E-KYC).
Address Proof.
Income Proof (if opted for income surrogate).
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 is required within 30 days to activate the card.
Note: Existing AU Bank customers (Savings/Current Account/Credit Card/Loans/FD) are not eligible for Profit.
SBI IRCTC Rupay Credit Card - Best card for IRCTC Bookings in India!
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SBI IRCTC RuPay Credit Card – Best for Railway Tickets & UPI
Main Benefit: Save big on train bookings with 10% back as Reward Points and enjoy the convenience of RuPay UPI!
Why Apply?
Railway Tickets: 10% back on AC1, AC2, AC3, Chair Car, and Executive Chair IRCTC bookings (earned as Reward Points).
Regular Spends: 1 Reward Point per Rs 125 on other retail spends (approx 0.8% return).
Railway Lounge: 4 complimentary railway lounge visits per year (1 per quarter).
Welcome Bonus: 350 Reward Points on first spend of Rs 500 or more (within 45 days of card issuance).
Renewal Bonus: 500 Reward Points on payment of renewal fee.
Transaction Waiver: 1% IRCTC transaction charge waiver on e-ticket bookings.
Fuel Waiver: 1% fuel surcharge waiver on transactions between Rs 500 - Rs 3,000 (max Rs 100 per month).
RuPay Network: UPI enabled card, eligible for various RuPay and UPI specific offers.
Fees and List of Charges
Annual Fee: Rs 500 + GST (Partially offset by 350 welcome reward points).
Renewal Fee: Rs 500 + GST (From second year onwards).
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Minimum Income: Rs 30,000 per month.
Credit Score: 650+ with no delayed payments in the past 12 months.
New to Credit: Allowed only for Salaried applicants.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar/communication address.
Exclusion: If you currently hold or have ever held an SBI Credit Card, you are not eligible for Profit.
Axis Airtel Rupay Credit Card - Seamless Connections, Superior Rewards Await!
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Axis Airtel RuPay Credit Card – Seamless Cashback & Lifestyle Benefits
Main Benefit: Massive 25% Cashback on Airtel services and 10% on Utilities, Swiggy, and Zomato!
Why Apply?
Apple Offer: Up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases (Valid till 31st March 2026).
Airtel Services: 25% Cashback on Airtel Mobile, Broadband, WiFi, and DTH recharges via Airtel Thanks app (Save up to Rs 250/month).
Utility Bills: 10% Cashback on gas and electricity bill payments via Airtel Thanks app (Save up to Rs 250/month).
Food & Grocery: 10% Cashback on Swiggy, Zomato, and BigBasket (Combined saving up to Rs 500/month).
Unlimited Cashback: 1% Unlimited Cashback on all other eligible spends (including UPI Scan & Pay).
Welcome Benefit: Amazon voucher worth Rs 500 on first transaction within 30 days of card issuance.
Lounge Access: 4 complimentary domestic airport lounge visits per year (with Rs 50,000 spend in past 3 months).
Fuel Surcharge: 1% fuel surcharge waiver on transactions between Rs 400 - Rs 4,000 (up to Rs 500 per statement).
Fees and List of Charges
Joining Fee: Rs 500 + GST (Offset by the Rs 500 Amazon voucher).
Annual Fee: Rs 500 + GST (From second year onwards).
Fee Waiver: Annual fee is waived if you spend Rs 2,00,000 or more in the previous year.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Salaried or Self-Employed.
Salaried Income: Rs 25,000 per month.
Self-Employed: ITR > Rs 3,60,000 per annum.
Credit Score: 736+.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar address.
Exclusion: If you currently hold or have ever held an Axis Credit Card, you are not eligible for Profit.
IndusInd Legend Credit Card - Experience the best of travel, dining and shopping!
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IndusInd Legend Credit Card – Experience Travel, Dining & Shopping
Main Benefit: A Lifetime Free premium card with weekend reward accelerators and lounge access!
Why Apply?
LIFETIME FREE Card: No Joining or Annual Fees.
Reward Points: 1 Reward Point per Rs 100 spent on weekdays; 2 Reward Points per Rs 100 spent on weekends.
Movie Offer: Buy 1 Get 1 Free on BookMyShow (Up to 3 free tickets every month).
Lounge Access: 8 Complimentary Lounge Access (International & Domestic).
Forex Benefit: Lowest Forex Markup Charge of 1.8%.
Insurance: ICICI Lombard General Travel Insurance included.
Special Discounts: Instant discounts on Swiggy, EazyDiner, and more brands.
Partner Discounts
Bata: Flat 10% off sitewide.
BigBasket: 10% instant discount up to Rs 250 on minimum purchase of Rs 2000.
PVR: Rs 100 OFF on Food & Beverages for orders above Rs 350.
Lifestyle: Additional 15% OFF on orders above Rs 1999.
Fees and List of Charges
Joining Fees: Nil.
Annual Fees: Nil.
Eligibility Criteria
New to Credit: Allowed.
Employment: Salaried or Self-employed.
Income (Salaried): Rs 80,000 per month.
Income (Self-Employed): Rs 1,00,000 per month.
Age: 21-65 years.
Credit Score: 750+ with no delayed payments in the last 12 months.
Good to Have: Existing Home/Auto loan or active credit card with Rs 50,000+ limit.
Documents Needed
ID Proof.
Address Proof.
Income Proof.
PAN Card / Form 60.
Important Terms and Conditions
Tracking Time: Within 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 is required within 30 days to activate the card.
Note: If you are already using an IndusInd Credit Card, you are not eligible for Profit.
Note: No Profit is applicable if you apply for a pre-approved card.
Welcome benefits worth Rs 1400
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IDFC FIRST Power Credit Card – Save on Fuel & Daily Expenses
Main Benefit: Maximize your fuel savings with rewards that never expire and interest-free cash withdrawals!
Why Apply?
Fuel Savings: Up to 5% savings on HPCL fuel and LPG spends.
Digital Wallet Benefit: Additional 1.5% savings as Payback Rewards when using the HP Pay app.
Never Expiring Rewards: Unlimited reward points that never expire.
ATM Cash: Interest-free ATM cash withdrawals for a specific period.
Roadside Assistance: Complimentary Roadside Assistance up to 4 instances per year (valued at Rs 1,399 annually).
Welcome Benefits: Welcome vouchers and benefits worth up to Rs 1,400.
Fees and List of Charges
Joining Fee: Rs 199 + GST.
Annual Fee: Rs 199 + GST.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Salaried Income: Rs 25,000 per month.
Self-Employed: Rs 5,00,000 per year.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar/communication address.
Exclusion: If you currently hold or have ever held an IDFC Credit Card, you are not eligible for Profit.
Enjoy Seamless Banking with Unmatched Benefits!
Click on the Learn More button for better information and details.
HDFC Bank Credit Card – Seamless Banking & Exclusive Benefits
Main Benefit: Enjoy exclusive discounts on online purchases and save more on overseas spends!
Why Apply?
Hospitality Benefits: Complimentary access to Airport Lounges at both Domestic and International airports.
Smart EMI: Convert credit card spends of Rs 2,500 or more into Smart EMIs post-purchase with competitive interest rates and flexible repayment tenures.
Insurance Benefits: Complimentary air accidental cover and emergency overseas hospitalization cover worth several lakhs.
Milestone Benefits: Get vouchers on meeting minimum monthly spending criteria.
Online Savings: Enjoy exclusive benefits and discounts on various online shopping platforms.
Fees and List of Charges
Joining Fee: Starting Rs 500 + GST.
Annual Fee: Starting Rs 500 + GST.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Salaried Income: Rs 20,000 per month.
Self-Employed: ITR > Rs 6 Lakhs per annum.
Credit Score: 700+.
New-to-Credit: Allowed for both salaried and self-employed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after the Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar/communication address.
Exclusion: If you currently hold or have ever held an HDFC Credit Card, you are not eligible for Profit.
Note: No Profit for employees of HDFC, HDB, CHBL & CSC Main or Group of Companies.
Axis Magnus Credit Card - India's most rewarding credit card for travel, food and online shopping!
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Axis Magnus Credit Card – India's Most Rewarding Luxury Card
Main Benefit: High-tier rewards, unlimited international lounge access, and premium travel benefits!
Why Apply?
Apple Offer: Up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases (Valid till 31st March 2026).
Base Rewards: 12 EDGE Points per Rs 200 on spends up to Rs 1.5 Lakh in a calendar month (1.2% back).
Accelerated Rewards: 35 EDGE Points per Rs 200 on incremental spends above Rs 1.5 Lakh in a month (3.5% back).
Travel EDGE: Earn up to 5X points on the Axis portal; effective earn can approach ~6% on eligible bookings.
Lounge Access: Unlimited International lounge access via Priority Pass; domestic lounge access requires Rs 50,000 spend in the previous three calendar months.
Welcome Benefit: Choose any one Rs 12,500 voucher (from Luxe / Postcard Hotels / Yatra) on joining - a clear offset to the first-year fee.
Dining: Save up to 40% at over 4,000 restaurants across India through Axis Bank's Dining Delights program (up to Rs 1,000).
Fees and List of Charges
Joining Fee: Rs 12,500 + GST.
Annual Fee: Rs 12,500 + GST.
Fee Waiver: Annual fee is waived on Rs 25 Lakh prior-year eligible spends.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Salaried or Self-Employed.
Salaried Income: Rs 1,50,000 per month.
Self Employed: ITR > Rs 18,00,000 per annum.
Credit Score: 736+.
New-to-Credit: Not Allowed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after the Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
Note: Please use Aadhaar linked mobile number to fill the application.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar address.
Exclusion: If you currently hold or have ever held an Axis Credit Card, you are not eligible for Profit.
AU LIT Credit Card - Customizable credit card based on your lifestyle and usage!
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AU LIT Credit Card – India's First Customizable Credit Card
Main Benefit: A Lifetime Free card that you can customize according to your needs by opting for specific benefits!
Why Apply?
LIFETIME FREE Card: No Joining or Annual Fees.
Customizable: Opt for features and benefits of your choice by paying a small fee only for what you use.
Amazing Partner Discounts: Access to premium deals across shopping, travel, and dining.
Digital Management: Easily turn features on or off via the AU 0101 App.
Partner Discounts
Amazon: 10% Instant Discount (up to Rs 1,000 per month) on orders above Rs 5,000.
Flipkart: 10% Instant Discount (up to Rs 1,500 per month) on orders above Rs 10,000.
Myntra: Additional 10% Off (up to Rs 1,000) on minimum purchase of Rs 3,999 on selected styles.
Tata CLiQ: 15% instant discount (up to Rs 300 per month) on orders above Rs 500.
Blinkit: 10% off on Groceries (up to Rs 100) on orders above Rs 499.
Fees and List of Charges
Joining Fee: Nil.
Annual Fee: Nil.
Eligibility Criteria
Employment: Salaried or Self-Employed.
Income: Rs 25,000 per month.
Age: 21-60 years.
Card-to-Card: Must have an existing card (6 months old) with a minimum limit of Rs 30,000.
Credit Score: 700+ with no delayed payments in the last 12 months.
Documents Needed
Valid PAN Card.
Aadhaar Card (linked to mobile for EKYC).
Address Proof.
Income Proof (if opted for income surrogate).
Important Terms and Conditions
Tracking Time: 72 Hours after the Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 is required within 30 days to activate the card.
Note: Existing AU Bank customers (Savings/Current Account/Credit Card/Loans/FD) are not eligible for Profit.
Missing Profit Tickets: Accepted.
IndusInd Platinum Credit Card - Enjoy a range of travel, lifestyle and golf benefits to suit your preferences!
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IndusInd Platinum Credit Card – Travel, Lifestyle & Golf Benefits
Main Benefit: A Lifetime Free card with comprehensive travel insurance and lifestyle rewards!
Why Apply?
LIFETIME FREE Credit Card: No Joining or Annual Fees.
Reward Points: Earn 1.5 Reward Points (1 Reward Point = Rs 0.85) on every Rs 150 spent.
Fuel Benefit: 1% fuel surcharge waiver at all petrol pumps across India.
Travel Insurance: Get complimentary ICICI Lombard Travel Insurance under the Platinum Travel Plus.
Accident Cover: Complimentary personal air accident insurance cover of up to Rs 25 Lakhs.
Partner Discounts
Ajio: Up to Rs 400 Off on orders above Rs 2,000.
PVR: Rs 100 Off on Food & Beverages for orders above Rs 350.
Lifestyle: Additional 15% Off on orders above Rs 1,999.
EaseMyTrip: Get up to Rs 1,000 Off on Flight & Hotel bookings.
EazyDiner: Get 15% discount (up to Rs 500) on orders above Rs 1,500.
Fees and List of Charges
Joining Fees: Nil.
Annual Fees: Nil.
Eligibility Criteria
Income (Salaried): Rs 20,000 per month.
Income (Self-Employed): Rs 30,000 per month.
Age: 21 to 65 years.
Credit Score: 650+ with no delayed payments in the last 12 months.
Requirements: Existing Home/Auto loan or active credit card with Rs 50,000+ limit is preferred.
Documents Needed
No physical documents required (Digital Process).
Keep your Aadhaar and PAN number handy.
Income Proof.
Important Terms and Conditions
Tracking Time: Within 72 Hours after the Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 is required within 30 days to activate the card.
Cookie/Session Time: 30 Days.
Note: Profit is applicable only on successful credit card disbursal.
Axis Indian Oil Rupay Credit Card - Designed to benefit you on every fuel transaction!
Click on the Learn More button for better information and details.
Axis Indian Oil RuPay Credit Card – Accelerated Fuel Rewards
Main Benefit: High value back on fuel spends at IOCL outlets and seamless UPI payments!
Why Apply?
Apple Offer: Up to Rs 10,000 instant discount and 6-month No Cost EMI on Apple purchases (Valid till 31st March 2026).
Fuel Rewards: 20 EDGE points per Rs 100 spent at IOCL outlets (approx 4% value back), capped at Rs 5,000 spend per month.
Fuel Surcharge: 1% waiver capped at Rs 50 per month on transactions between Rs 400 - Rs 4,000.
Online Spends: 5 EDGE points per Rs 100 (approx 1% back) on online shopping, capped at Rs 5,000 spend per month.
Welcome Cashback: 100% cashback up to Rs 250 on your first fuel purchase within 30 days of card issuance.
RuPay Benefits: Works with UPI, enabling QR-based card-on-UPI transactions.
Dining: Up to 15% off via Axis Bank Dining Delights at partner restaurants.
Wednesday Delights: Up to 15% off on Flights/Hotels via Goibibo & MakeMyTrip, 10% off on Swiggy and Amazon Fresh.
Fees and List of Charges
Joining Fee: Rs 500 + GST (Partially covered by Rs 250 welcome cashback).
Annual Fee: Rs 500 + GST (From second year onwards).
Fee Waiver: Annual fee is waived if you spend Rs 3.5 Lakh or more in a year.
Eligibility Criteria
Age: 21 to 65 years.
Employment: Both salaried and self-employed individuals.
Minimum Income: Rs 25,000 per month (Salaried) or Rs 3,60,000 per annum (Self-Employed).
Credit Score: 735+.
New-to-Credit: Not Allowed.
Documents Needed
ID Proof: PAN Card / Form 60.
Address Proof: Aadhaar, Passport, or utility bills.
Income Proof: Bank statements or salary slips.
Photograph: Recent passport-sized photo.
Important Terms and Conditions
Tracking Time: 72 Hours after Application ID Generation.
Confirmation Timeline: Within 75 Days of Card Activation.
Activation Task: A minimum transaction of Rs 100 within 30 days is mandatory to activate your card.
VKYC: Rejection will occur if VKYC is done over 50km from your Aadhaar address.
Note: If you currently hold or have ever held an Axis Credit Card, you are not eligible for Profit.